Identity Theft Protection Tips
How to Safeguard your Name

This section features identity theft protection tips to help reduce your risk of being victimized by identity thieves. Identity theft is a crime in which someone deceptively uses another person’s personal information or identification for financial or economic gain. It can be devastatingly costly to the victim and can take years to repair. Unfortunately, identity theft is the fastest growing in America today. Therefore, one must now more than ever take the necessary steps to safeguard his or her personal data. Here are a few essential basics.

Know when your daily mail arrives and bring it in daily. Some of us let hours or days pass by before bringing in the mail, either because we are lazy or are out all day. This leaves us vulnerable to identity theft because the mail is just sitting there for the taking. A thief can simply walk by, open the mailbox, and take documents that have vital information on it. It’s really that easy. By bringing in your mail as soon as it comes in, you greatly reduce the risk of it being lifted from your mailbox. If your schedule prohibits you from being home when your mail arrives, get a mailbox with a lock on it. Alternatively, get a box at the post office or other mail service.

Shred all papers that contain your personal information. This is probably the most common and oldest of identity theft protection tips, yet many still don’t follow it. The trash is one of the most likely places identity thieves would look. They don’t take the old cliché, “one man’s trash is another man’s treasure” lightly. And a thief that is motivated enough will rummage through the filthiest of trash cans to pull documents that will possibly lead to the mother lode. Although wanting to throw out redundant documents to keep the home tidy is understandable, don’t let them sit out there for days on end undestroyed. Buy a shredder and run all your paper trash through it before throwing them out, even the ones you don’t think are important enough. You need to get into the habit. Shredders are so affordable these days. Pay out the twenty or so dollars now to buy one and you will avoid paying the thousands of dollars it takes to fix an identity crime made on you.

Hot Tip: You can request from all organizations that which you do business with to stop paper mailings and do official business with you either through email, on their website, or on the phone. This will significantly reduce the amount of paper documents in your home and subsequently lower your risk of being a victim of identity theft.

Don’t carry your social security card, birth certificate, or passport with you. If someone steals your wallet or bag, the last thing you want in there is any one of these documents. With these documents, along with your driver’s license, credit cards, and insurance cards, a savvy thief can cause permanent damage to your name. Plus, it will be extremely hard for you to establish your own identity when try to get help. I know tons of people that carry these things with them all the time. These people are at a significantly higher than average risk of being victimized by identity thieves, yet these documents are largely unnecessary in our daily routines. How many times in the past twelve months have you had to show your social security card? Your birth certificate? Your passport? More than likely, less than 5%. Unless you are constantly doing transactions that require them, leave them home in a locked box.

 

Other Identity Theft Links
Identity Theft Protection Tips
Steps to Prevent Identity Theft in the Cyber World

 

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